First pregnancy appointment

This morning I had my first appointment for this pregnancy. It was pretty routine, nothing special. I am seeing a midwife for the first time! I'm excited about that. I hate to say it, but my previous obgyn office was not that great. I loved my Dr. there, but not much else. I talked a bit to the nurse about my care over there and she assured me things would not be the same at this office. This place seems great! I'm sure I'll be in great hands.

My next appointment may have an ultrasound. I'm very excited to find out my exact due date. The current one is January 4th, but it could be off.

In other news, we just recently bought a fish tank and some fish! Alana loves fish so we figured it was time to have some in the house. She goes up to the tank and says "FISH IN THE OCEAN!" When she sees the little goldfish in there. It is very cute! Jimmy wants to get a little crab tank someday, but I'm not too sure about that one! Haha. I've never owned crabs so I'm worried that I won't know how to care for them. Oh well...that isn't anything the good old internet can't fix, right? ;)

-Sarah

Related Tags: Pregnancy, Ultrasound, Fish

Mortgage Preapproval: Waiting game for the Chungs

After day after day of processing, scanning, signing, and preparing paperwork with our Mortgage Consultant, we have recently finished the initial Home Mortgage Pre-approval paperwork. It was truly difficult of coming home after a long day of work to process paperwork that seemed like doing more work! Unfortunately our quest for a mortgage approval is not done yet.

Now the next step is.....to wait!

I will admit that Jimmy Chung is not a patience person (yes, I just spoke from a third person perspective...). I hate waiting for food, pictures to load, games to load, and of course the most recent "hate" of my life, the waiting period for a Home Mortgage Pre-approval Certificate.

If everything goes well, the pre-approval certificate should arrive around the first week of June based on the judgement from our Mortgage Consultant. If the certificate does arrive on the estimated time, me and Sarah will have about 4 months to find and close on a house before the certificate expires.

Our Wells Fargo Mortgage Consultant, Steven has been awesome in helping us. He explained how the pre-approval process works and walked us through on what we had to do.

I hope we get the pre-approval certificate because it truly will change the life of the Chung family altogether (Jimmy, Sarah, Alana, Kylie, and Baby #3!

I will provide more updates as they come! : )

- Jimmy Chung


Related Tags: Home Mortgage, Wells Fargo, Real Estate,

Taking some time to bond

Yesterday we had a wonderful day. Jimmy decided that it was a good day for Dim Sum so we headed out to the Chinese Buffet. The food was pretty yummy and the girls had a lot of fun at the restaurant. Kylie tried ice cream for the first time and she LOVED it!

After we finished lunch we decided to go to the park to fly a kite! We had a little field to ourselves to run around. Alana went WILD for the kite! She just kept running and running like a mad woman all around the field. I put Kylie down in the grass so she could play, but she decided that she didn't like the way grass feels on her legs.

After we finished with the kite we went to one of the park's playgrounds. This park has at least 4 playgrounds! I couldn't believe how many there were. We found one that was geared more toward younger kids and it was just perfect for Alana. She played very well by herself. She usually wants me to be standing right next to her and sliding down the slide with her, but on this one she was climbing up on her own and sliding down on her own. I was very proud of her.

My only regret for the day was that I forgot my camera at home :(

-Sarah

Related Tags: Park, Kites, Playground, Dim Sum

Walking wonderland

Kylie started walking on May 2nd. At first she was just taking a few steps at a time and she would fall over. She didn't seem too interested in walking and would only try it once or twice a day.

Those days are over!! Kylie is walking all over the place now! There is just something absolutely adorable about watching a young toddler walk around. She's still a little awkward looking when she walks and that makes even that much cuter.

So many people have said to me that life gets so much harder once kids learn to walk and I haven't found that to be true! I love that she can walk around now. It makes so many things easier! For example, it is much easier to get her dressed now that she'll stand for me.

I've been trying to record a video of her walking but she just hasn't cooperated so far. I'll keep trying and once I get a good one I'll be sure to share it!

-Sarah

Related Tags: Toddler, Walking, Milestones

3 by 23?

So there I was, in the bathroom waiting for the results of the pregnancy test I had just taken. I looked down and my eyes widened. There they were...

2 pink lines! Baby here you come!

I couldn't believe that we would be having our third child...3 kids by 23 years old! The diapers, the food, clothes, and all other expenses that a baby brings didn't even enter my head at that moment. All I could do was smile as I looked down at that test. The test that changed my life yet again.

Having 2 children is difficult at times. Double the diapers and double the whining can grate on anybody's nerves. It is hard to imagine adding another into the mix, but I know we can handle it. I worry about it so much when I'm pregnant. I always wonder how I'll handle it, but once that baby comes it is almost as if instinct takes over.

Sure, 3 by 23 may be tough, but we can do it! It'll be a busy house, but I kind of like the hustle and bustle of a family moving about. We are so excited to have another baby to love.

-Sarah

Related Tags: Pregnancy Test, Pregnant, 3 kids

Real Estate: Buying A House by December 1st, 2009?

The new "First Time Home Buyer Tax Credit" is looking pretty good right now. If you don't know about it, here is the main focus on it:

- If you purchase a house after January 1st, 2009, but before December 1st 2009 as a first time home buyer, you can qualify to receive a nonrefundable tax credit of up to $8,000.

Sounds pretty sweet right?

Well to me and my wife, Sarah, it sure does! We are currently aiming to purchase a house by December 1st, 2009 despite the known obstacles ahead of us (ex: saving for a down payment and real estate related costs).

Me and my wife have been constantly talking about purchasing a house ever since we were dating as boyfriend and girlfriend. We knew we were committed to each other, but being able to commit to paying for a house was a different story.

It's not like we do not want to commit, but the preparation and the self-assurance in paying for a mortgage is what we need.

Here are my Top 10 Home Purchasing Questions that I must answer before committing:

1. What are my current monthly expenses? (ex: Credit Cards, Student Loans, Utilities, and etc).
2. Do I have any future expenses beyond my monthly bills coming around the corner? (ex: Bill Me Later, No Payments until 12 months, and etc).
3. How much do I have saved?
4. Am I aiming too high in a desired house?
5. Next to future mortgage payments, will I be able to save on the side? (ex: College funds, cars, retirement, and etc).
6. Will I have any extra savings after the down payment and other real estate related fees?
7. Do I have enough money to pay off the first several months of mortage payments?
8. Do I have back up money in case of issues with a newly purchased house? (ex: broken heater, electricity issues, plumbing defects, and etc).
9. As a parent, how are the schools in the local area?
10. Last but not least, location! Is the location a perfect fit for my family?

So, now is the final countdown to December 1st, 2009 if we want to take advantage of the tax credit.

Please wish me and Sarah some good old luck! We will provide updates as our journey to purchasing our first home begins.

Thanks for following!

- Jimmy Chung

Related Tags: Real Estate, Homes, First Time Home Buyer, FHA, Mortgage

Reflecting on a year with Kylie

On May 5th my little girl turned 1 year old. My Kylie.

Let me tell you a little bit about her…

Kylie is strong willed. Ever since she was 1 day old she knew what she wanted and she wanted it 5 minutes ago.

Kylie is lovable. She has this wonderful smile that could melt any heart. She is just a caring and sweet girl.

Kylie is stubborn. She does not care if all the toys don’t fit into the box, she will make them. Or at least try for half an hour.

Kylie is a comedian. She will do almost anything for a laugh. Blow raspberries, scream, babble, anything! She loves to make others smile.

Oh there is so much more than that but those are some of my favorite traits in Kylie. She is an amazing person. I remember when Kylie first rolled over, sat up, and crawled. She may be a little sister but every one of these events was just as special as if she had been the first born. No matter how many children you have, there is just something special about watching your child explore and learn about the world.

Now, it is hard on many Moms to see their children grow older and I am no different. Bringing her home from the hospital feels like it happened ages ago. She was 9lbs 5 oz with a head full of black hair and huge cheeks. Sometimes it is hard to remember a time when I didn’t wake up to her beautiful smile. This past year has been a joy. There were tough times but they never seem to be remembered in the long run. It’s the laughter and the hugs that we cherish.

I must say that it has been a privilege to raise my Kylie.

-Sarah

Related Tags: First Birthday, Growing up, Proud mom